{"id":68314,"date":"2026-09-08T19:38:33","date_gmt":"2026-09-08T19:38:33","guid":{"rendered":"https:\/\/alger16.dz\/?p=68314"},"modified":"2026-09-08T19:38:34","modified_gmt":"2026-09-08T19:38:34","slug":"formule-mourabaha-de-la-bna-financement-de-90-pour-loctroi-dun-vehicule","status":"publish","type":"post","link":"https:\/\/alger16.dz\/?p=68314","title":{"rendered":"Formule \u201cmourabaha\u201d de la BNA : financement de 90% pour l\u2019octroi d&rsquo;un v\u00e9hicule"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"758\" height=\"426\" src=\"https:\/\/alger16.dz\/wp-content\/uploads\/2026\/09\/bna.jpg\" alt=\"\" class=\"wp-image-68318\" srcset=\"https:\/\/alger16.dz\/wp-content\/uploads\/2026\/09\/bna.jpg 758w, https:\/\/alger16.dz\/wp-content\/uploads\/2026\/09\/bna-300x169.jpg 300w\" sizes=\"auto, (max-width: 758px) 100vw, 758px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">La Banque nationale d\u2019Alg\u00e9rie (BNA) a annonc\u00e9 le lancement de son offre \u00ab Mourabaha automobile\u00bb, destin\u00e9e \u00e0 l\u2019acquisition de v\u00e9hicules neufs assembl\u00e9s ou fabriqu\u00e9s en Alg\u00e9rie, selon une formule de financement conforme aux pr\u00e9ceptes de la finance islamique.<br>Cette formule repose sur l\u2019achat du v\u00e9hicule par la banque aupr\u00e8s du concessionnaire, avant sa revente au client moyennant une marge b\u00e9n\u00e9ficiaire convenue entre les deux parties. La banque pr\u00e9cise que le traitement des demandes de financement ne d\u00e9passe pas cinq jours, tandis que le financement peut couvrir jusqu\u2019\u00e0 90 % du prix du v\u00e9hicule, avec des mensualit\u00e9s d\u00e9termin\u00e9es \u00e0 l\u2019avance.<br>L\u2019offre permet \u00e9galement d\u2019augmenter le montant du financement en int\u00e9grant le salaire ou les revenus d\u2019un partenaire, qu\u2019il s\u2019agisse du conjoint, d\u2019un ascendant ou d\u2019un descendant au premier degr\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Banque nationale d\u2019Alg\u00e9rie (BNA) a annonc\u00e9 le lancement de son offre \u00ab Mourabaha automobile\u00bb, destin\u00e9e \u00e0 l\u2019acquisition de v\u00e9hicules neufs assembl\u00e9s ou fabriqu\u00e9s en Alg\u00e9rie, selon une formule de financement conforme aux pr\u00e9ceptes de la finance islamique.Cette formule repose sur l\u2019achat du v\u00e9hicule par la banque aupr\u00e8s du concessionnaire, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":68318,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[2173],"class_list":["post-68314","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","tag-bna"],"_links":{"self":[{"href":"https:\/\/alger16.dz\/index.php?rest_route=\/wp\/v2\/posts\/68314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alger16.dz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alger16.dz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alger16.dz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/alger16.dz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=68314"}],"version-history":[{"count":1,"href":"https:\/\/alger16.dz\/index.php?rest_route=\/wp\/v2\/posts\/68314\/revisions"}],"predecessor-version":[{"id":68319,"href":"https:\/\/alger16.dz\/index.php?rest_route=\/wp\/v2\/posts\/68314\/revisions\/68319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alger16.dz\/index.php?rest_route=\/wp\/v2\/media\/68318"}],"wp:attachment":[{"href":"https:\/\/alger16.dz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=68314"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alger16.dz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=68314"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alger16.dz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=68314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}